A new frontier for transformation services and predictive analytics

Business boundaries are gradually disappearing. Retailers are entering the banking business, utilities are becoming goods providers, and banks are increasingly leveraging data to advise and address emerging customer needs. Technology and regulatory waves (Psd2, Gdpr, etc.), are creating new players in the financial services market such as fintechs and peer-to-peer lenders as well as new ecosystems.

The ability to adjust to changing environments will become key. This will involve:

  • Continuous definition/redefinition of tomorrow’s business model such as where to compete, which industries to serve and which supply chains
  • Intelligent clustering of clients to better understand the different needs of the digital customer of tomorrow
  • Enabling customers to better serve their clients
  • Identifying new connections within supply chains.

These business imperatives are embedded in the CRIF operating model, which makes CRIF never renounce to an invaluable and differentiated market face, as well as an empowered organization for delivery, relying on:

  • Continuous innovation in building new offerings and simplifying internal processes along a journey of unique and distinctive value proposition. The proposition’s recognition goes beyond the usual stakeholders, positively affecting the whole marketplace and system
  • Open collaboration, synergizing internal and external capabilities to support an ecosystem play both to improve demand capture as well as facilitate time to supply
  • Smart use of leading-edge technology in order to anticipate and create the latest wave to serve each customer according to service usage (digital and right-fit) and payment (digital and per real use) preferences.

CRIF Transformation Services

Leveraging more than 30 years of business with financial companies, insurances, utilities and telcos, CRIF supports clients in addressing their transformation challenges and winning in the new competitive environment, through:

  • The in-depth knowledge of the industry and business domain, to better evolve the entire value chain as well as to enable cross-industry synergies
  • A powerful capability to analyze and predict the next level of value proposition thanks to innovative analytics techniques such as advanced analytics, machine learning, artificial intelligence
  • Innovation, methodologies in a box, and ready-to-use solutions also as a service to reduce upfront investments and
    accelerate time to market.

The risk management dna of CRIF, built through decades of support to financial institutions in managing credit risk and regulation, ensures sustainability of credit growth strategies while addressing the impact and opportunities of new rules.

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According to the EU General Data Protection Regulation n. 679/2016 (GDPR), we hereby inform you that CRIF S.p.A. an Italian company with its registered offices at via Fantin, 1/3 - 40131 Bologna shall collect and process your personal data as Data Controller, also through automated means, for purpose of responding your contact request about activities and services provided by CRIF and/or by affiliated companies. This contact will be put in place via remote communication for which we ask for your consent. Your consent for these purposes is mandatory and, without it, it will be impossible for us reply to your contact request.

If you want, you can provide us your consent for purposes of sending advertising, commercial and information material (Marketing purposes) related to CRIF or to affiliated companies. In these cases, your consent is not mandatory but CRIF shall not provide you advertising, commercial and information material.

 Your personal data shall be processed fairly and with the maximum confidentiality and may be communicated to members of CRIF Group for the same purpose stated here-above.

We also inform you that, under provisions of GDPR, on the base of lawfulness of processing and of the modalities of processing, if the conditions are met, you have the following rights: access to and rectification or erasure of personal data or the restriction of processing concerning your data or to object to processing as well as the right to data portability. Furthermore, you have the right to withdraw your consent at any time, without affecting the lawfulness of processing based on consent before this withdrawal.

Your personal data will be stored by CRIF until you will decide to withdraw your consent. We inform you that you can withdraw your consent at any time by writing to the following e-mail address: consensoprivacy@crif.com.

You can lodge a complaint with supervisory authority, using the following link: http://www.garanteprivacy.it/web/guest/home/docweb/-/docweb-display/docweb/4535524.

For any questions regarding the processing of your personal data, please contact our Data Protection Officer, using the following contact details: e-mail: dirprivacy@crif.com; tel: 0514175084; pec: crif@pec.crif.com.