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Price Optimization

Determines the optimum pricing to achieve the right balance of competitivity with default risk.

The Price Optimization module of the CRIF Credit Management Platform centralizes and manages all the rules needed to determine the optimal pricing for a given customer considering the risk level, customer relationship and potential opportunity, and integrates with credit processes across the value chain.

With this module you can:

  • Analyze potential risk & profitability,
  • Perform risk based pricing,
  • Leverage predictive analytics and apply risk algorithms such as Economic Value Add (EVA) & Risk Adjusted Return on Capital (RAROC),
  • Present multiple pricing options to best align with each customer’s needs and expectations,
  • Integrate price optimization throughout your organization’s credit and lending processes.

Contact us to find out more about how the Price Optimization module of the CRIF Credit Management Platform can help improve credit and loan pricing leading to higher market share while lowering default risk.