Govern CRIF Credit Framework
for Lenders

Set strategic goals, align them with operations and monitor performance.


  • Heightened regulatory oversight
  • Enterprise-wide governance of operational activities
  • Increasingly dynamic and challenging market conditions

Strategic Responses

  • Align company strategic and operational goals
  • Become more agile and responsive to changes in competitive and regulatory environments
  • Holistic view of performance

Offerings from Strategy to Solutions

Credit Risk Management Framework

  • Advanced Credit Risk Regulatory Framework (AIRB, ICAAP, SREP, RAF…)
  • Advanced regulatory reporting for stress testing and benchmark reporting consistent with central bank standards (ECB, EBA…)
  • Credit risk KPIs, control dashboard  for CROs, CLOs, CFOs and top management (CEO, Board,…)

Business & Credit governance

  • Credit business reporting customized for each portfolio to manage business alongside risk (Outstanding, Overdraft, NPLs…)
  • Credit operational reporting to support employees’ operational decisions along the Credit Value Chain
  • Credit Organization and Operational Framework to enable decision-making, role and authority assignment, and modify according to strategic and operational goals